Often Social Security can be the bedrock of a Retirement Income Plan.  Payments for life, some form on inflation adjustment, spousal continuation provisions, and over 1000 different ways you could claim.  What’s not love?  If you look at Social Security as just this thing you get when a certain birthday rolls around you might want to rethink that… Social Security is worth hundreds of thousands of dollars over a lifetime (joint if spousal) and making a claim decision could be a $50,000 or more irrevocable mistake.  Just like anything else if you aren’t testing you’re guessing.  We can help provide you with the analysis to make an informed decision, just ask.