Withdrawl Recommendations
Tax Advantage Withdrawals
Recommending a tax-smart way to withdraw from a portfolio?… That’s the job of a Certified Financial Planner®
Taxes can take a serious bite out of your retirement income—especially if you withdraw money from the wrong accounts, or in the wrong order.
A Certified Financial Planner® can help makes it easier to minimize taxes paid by recommending the most tax-efficient strategies for generating income from accumulated assets. Tax Advantage Withdrawal Planning looks across all of a household’s investment holdings—including taxable and tax-advantaged accounts—to identify the optimal asset location and withdrawal sequence to minimize taxes. The outcome: Tax-Smart Withdrawals
How Our Process Works
When a client needs to withdraw cash from accumulated assets, Our team looks across a household’s multiple accounts and assets.
It identifies the most advantageous locations from which to sell assets—and the sequence in which they should be sold—in order to minimize taxes and maximize after-tax income.
Create optimal withdrawal strategies—holistically.
Calculating withdrawal strategies is a comprehensive process rather than simple rules of thumb or the calculation of short-term vs long-term capital gains.
Tailor custom solutions
No two clients are alike. Each brings unique goals, circumstances, income needs, and investment portfolios. With Tax-Smart Withdrawals, we tailor specific variables to every customer—such as age, tax status, and adherence to a target asset allocation—so we can provide truly personalized withdrawal recommendations.
