Jimmy Carter’s recent passing at the age of 98 reminds us of the remarkable increases in human lifespan and the financial challenges that come with living longer. As Americans live longer than ever, the need for strategies that provide stable, guaranteed income throughout retirement becomes critical. Carter’s life exemplifies how longevity impacts not only individuals […]
Americans are choosing to retire early.
But… is that a comfortable decision?
Download this complimentary guide outlining:
-Covid-19’s impact on retirement
-6 issues you should consider
-What the CARES act means to your retirement date
-Identifying the Real Retirement Dangers
In order to provide crystal clear clarity to the “what-if” situations that roll through our mind, we use the combination of the math of reasonable assumptions coupled with the science of sociological normality and behavior. Big words for we let the numbers determine what we should focus on… When it comes to retirement planning Social Security […]
Who is your primary beneficiary? As of January 1, 2020, new rules that are described in the SECURE Act will impact both beneficiaries and taxes for those people that have a substantial net worth contained in their IRA, and guess what? – the IRS is looking for a raise.
These excerpts come from a great article written by Ron Carson that you can find here on Forbes. The big questions he references are: Will I have enough to retire? Can I continue my career into later stages of life? How many years will I have in retirement? What financial challenges will I need to […]
Executive Summary The U.S. retirement landscape has changed dramatically over the past few decades. Fewer workers today are eligible to receive a pension and instead must save for their own retirements, typically through workplace savings plans. Replacement rates for Social Security are declining due to the increase in the “full retirement age.”* Income is becoming […]
Boomers and Gen Xers agree there is a
retirement crisis
– but there are generational
differences in how they’re responding
A new year…a new you…a new resolution? Ahhh, welcome to 2019! We made it through the hectic holiday season and now we have the added pressure of coming up with a New Year resolution whether it be to eat healthier, get back into the gym, save more money, learn a new language, etc. Whatever it […]
Many retail investors do not understand the dangerous game of trying to “time” the markets. In times of volatility and looming correction, they panic sell based on emotion. I firmly stand by the value we bring to our clients by having a written financial plan that incorporates our unique approach to protecting retirement income and […]